When your credit card payment comes due, use your BLOC to payoff your credit card.

That gives you 25 days of FREE money — which means the average daily balance on your BLOC account will remain low for minimum interest charged — this allows you to use the bank's money.

Caution:
The ease of credit cards can run up debts. You must treat your credit cards like money and budget their use. You might consider prepaid cards to manage your expenses.

View our information about pre-paid cards

Finding Your Card

1. If you can budget and control your spending, use a reward credit card to build award points:
   
   download our article on maximizing credit card use for reward gain
   
   
2. if you are unable to control spending because of the ease of credit cards, consider using pre-paid cards to manage spending:
   
   view our information on how pre-paid credit cards can control spending